Third Party Originator Due Diligence

It is our contention that independent, consistent and comprehensive due diligence on third party originators addresses the issues of transparency the industry needs. Comergence provides an innovative method for all parties in a mortgage relationship to trust one another.

From the initial review of a TPO’s application, to thorough and consistently applied due diligence screening, to credit reporting, to NMLS/state licensing, to constant surveillance of your TPO relationships; Comergence delivers best-in-class TPO due diligence services. 

We go beyond simple data aggregation and the assumption that the information the applicant has provided is correct and accurate. Our expert analysts personally verify all data supplied by the TPO and append each profile with our proprietary data. All data conflicts are resolved prior to delivering actionable results to our lender clients.

The cost of our due diligence is spread across the Comergence member base, allowing you to boost your profits without raising operating costs and in most cases, reducing costs.