TPO Screening and Compliance Monitoring Specialists

Comergence is the mortgage industry’s only end-to-end solution for Third Party Originator due diligence, management and surveillance. As such, we are recognized as the leader in our space. We provide a supplemental, or comprehensive alternative to a lenders in-house TPO approval process.

The Power of a Consortium

Having built a standardized, industry best-practices process, Comergence provides our consortium of lenders unparalleled information about their brokers at the point of application and continuous monitoring with our surveillance technology. Our lender consortium enjoys hands-on service protocols, simplicity, security and comprehensive, analyst-verified profiles of their third party originators.

An integral part of the Comergence solution is a robust background check of TPOs as they apply to do business with each lender. Our multi-faceted screening includes license status and derogatory reviews, industry sanction reviews, SSN verification for authorized principals, civil and criminal convictions, derogatory credit items such as foreclosure, bankruptcy filing's and much, much more.

Our Unique Approach

What is uniquely different about Comergence is that we aggregate and append publicly available data with our own proprietary data giving the lender a much richer view of their TPOs. All data is verified with our industry analysts and made available in a comprehensive report which includes all documents related to the TPOs application.

TPOs that have been previously vetted by Comergence for another lender can quickly be approved by new lenders as their profile is current and readily available.

In The Cloud

Our service is conducted in the 'cloud' which makes the process available 24/7/365 for lenders and TPOs to manage their business and relationships. Being in the cloud avoids lost paperwork and the potential for identity theft. 

If you think you're company could benefit from stronger, more comprehensive and consistent due diligence of the third party originators that you’re doing business with - call us. We'd be delighted to schedule a presentation of our services.